Car Insurance

Car Insurance

When you’re looking at getting insurance for your vehicle, it’s important to get the right level of cover and to know exactly what it is that you’re covered for.

Comprehensive Motor Insurance

Comprehensive motor insurance policies usually cover:

  • Liability for injuries to other people, including passengers
  • Liability for damage to other people´s property
  • Liability of passengers for accidents caused by them
  • Liability arising from the use of a caravan or trailer, while attached to the car
  • Fire damage and/or theft
  • Accidental damage to your own car
  • A personal accident benefit – certain amounts are paid in the event of the death or specific permanent disablement of the policyholder (and sometimes his or her spouse or family member)
  • Medical expenses necessarily incurred, up to a stated limit
  • Loss of or damage to personal effects in the car, up to a stated limit.

Third Party insurance policies usually cover:

  • Liability for injuries to other people, including passengers
  • Liability for damage to other people´s property
  • Liability of passengers for accidents caused by them

Third Party Fire & Theft

Liability arising from the use of a caravan or trailer, while attached to the car and Third Party Fire and Theft Policies are generally the same as Third Party policies, but with protection added to cover losses in the event of fire or theft of your vehicle.

 

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