Personal Pensions

Personal Pensions

Many people who haven’t had access to a work pension, may be self-employed or those just wanting to save extra towards retirement may have contributed to a personal pension.

A personal pensions is effectively a saving plan that attracts tax relief applicable to the contributor’s tax bracket.

New rules announced in the 2014 Budget mean that once an individual reaches 55, they can start accessing their pension pot, taking as much or as little as they like, whenever they like.


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