Investment Bonds allow an individual to invest a lump sum into a variety of different funds according to their attitude to risk. Investment Bonds can be onshore or offshore.
Investment Bonds are considered medium term investments i.e 5 year or more (although there is no minimum term, early exit charges may apply) so anyone who knows that they will require their capital back before then, may not benefit from this type of investment. They also contain an element of life cover.
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